Do You Need Extra Coverage?
Some of the most popular types of jobs today are those that allow you to complete tasks for those in need. For example, you may deliver food to people at their homes which they order through an app. Or you may use your car to provide customers with a ride to and from a location. Rideshare services like this are one of the most common options for those who want to fill in available time with extra earning opportunities.
Yet, these types of jobs may require the use of your vehicle. And, if they do, you may need to determine if auto insurance beyond your basic policy is enough. When you begin to use your vehicle for business needs, a standard passenger policy may not be enough. You may need to upgrade to a commercial auto insurance policy. If you need to file a claim and you do not have the right form of insurance, your insurance company can deny it.
What Does an Upgraded Policy Do?
Auto insurance needs to fit the way you use your car. When you operate a car for business purposes, you extend the use and the risk. Now, you have more liability risks.
Someone could receive an injury while you are driving your car. They could sue you for this. In other cases, you may be in an accident. Your vehicle suffers damage. If you were driving while operating your business, it could mean you lose the ability to drive until repairs occur. And that means income loss.
When you upgrade your policy to commercial auto insurance your auto insurance can cover more of your risks like these. It may cost a bit more. But it enhances your liability coverage and other protection. Discuss the options for doing this with our agency. You may find it is one of the best opportunities for you to improve your financial protections.