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What Are Georgia's Motorcycle Insurance Requirements?

3/31/2019

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  • In Georgia, a motorcycle owner or rider must establish insurance in order to own or operate a motorcycle. Your motorcycle insurance is critical in the event of a motorcycle crash in Atlanta and may be your best source of securing your financial security in the event of a serious crash-related injury. This is an important-and legally necessary-investment and should not be overlooked.
  • Your most viable option for establishing motorcycle insurance in Georgia will likely be to buy traditional liability insurance through any auto insurance company that is approved to provide such insurance in Georgia.
What Motorcycle Insurance in Georgia Must Cover
  • Valid motorcycle insurance in Georgia will meet the following requirements:
  • at least $25,000 for bodily injury or death of one person when a motorcycle crash occurs;
  • a minimum of $50,000 for bodily injury or death of at least two people in an accident; and
  • coverage for damages of at least $25,000 to one's property as a result of an accident.
  • Additionally in Georgia, as a motorcycle owner, you have to carry proof of insurance at all times when you're riding on the road. Any police office, local or state, can ask to see this when pulling someone over who's riding a motorcycle.
Additional Georgia Motorcycle Requirements
  • As another note when considering riding a motorcycle in Georgia: all riders and passengers are required to wear a safety helmet when riding in Georgia. This safety measure is intended to protect you in the event of a motorcycle crash in Atlanta.
Please contact our agency to see just how inexpensive it is to get covered and not be breaking the law.

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