- If you get caught breaking the law, the fines are substantial.
- If you are at fault in a car accident and injure someone else, they will sue you for everything you are worth.
- If you cause a car accident and your car is damaged, you will have to pay for the repairs yourself.
- You are being a bad citizen. If you injure someone else, you will be unlikely to fairly compensate them for the harm you caused them. Imagine you cause a brain injury and the person needs care for the rest of their life, and you leave them with nothing.
Well, since it is required where you live, you are breaking the law.
Various articles on protecting yourself & your family