It is also referred to as a vandalism endorsement.
Vandalism and malicious mischief represents risks that are generally considered a single peril, or otherwise malicious or deliberate physical damage to a property. More specifically, vandalism refers to intentional defacement or damage to beautiful things, while malicious mischief is damage to utilitarian properties due to spite or hatred. Therefore, the latter was added to provide a wider form of coverage to what the former technically does not cover. Vandalism and malicious mischief insurance can also be issued as a separate endorsement to the main policy.
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