Are you a Carpenter?
Are you a Handyman?
Are you a Landscaper?
Are you a Bricklayer?
Are you an Electrician?
As a skilled craftsman, what are the worst situations that could happen to you or your business?
A client might deny you the opportunity to place a bid, due to lack of appropriate insurance.
If regulations in your State require you to possess insurance, you may face hefty fines, or risk losing your business license.
An accident or incident while on the job may cause physical harm or other forms of damage to clients or third parties.
Your workers may sue for compensation for unpaid work if a client's contract is breached.
These are only some of the scenarios skilled craftsmen face on a regular basis. To keep yourself grounded amidst all these concerns, it is important to remind yourself that you are a small business owner. You have invested a significant amount of money to start up your business, let alone run it. Regardless of whether you take on larger projects or not, you will need to protect your business in whatever ways you can.
If you are an artisan wondering how to avoid going overboard on business insurance you do not need, while receiving the insurance you do, contact our agency! We will advise you on everything you need to know, as well as get you fast and affordable insurance plans for your business.