YOUR INSURANCE TIPS
  • Insurance Tips

OUR PROMISE TO YOU

3/3/2020

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In the past 30 years what determines your insurance premium has undergone huge, complex changes. At one time car insurance premiums were based simply on your age, vehicle and driving record, but those days are over. Credit history and stability are becoming huge factors in your premiums in addition to claims history, home ownership, and prior insurance coverage. There are dozens of insurance carriers who want your business but their premiums to cover you can vary by hundreds of dollars for the same coverage.
  • OUR ADVANTAGE 
If you call an insurance company directly to get a policy, you will only get one price and it may be way too high.  By using our agency, you will have the advantage of an independent insurance agent working on your behalf to find their lowest price for great coverage.
  • OUR LOWEST PRICE
Many people ask why an independent agent will get for you their lowest price. It is because our agents know that if they don't find you the best price you will look elsewhere for insurance. Like any other retail store an independent agency won't stay in business if they are selling products at a high price. 
  • ​OUR BEST COVERAGE
You may wonder if you are getting the best coverage they have to offer. This is our agents are trained to do. Selling poor coverage will ultimately lead to you being dissatisfied in the event you have a claim.  If you are dissatisfied, then our agency loses a customer. Our agents depend on making sure their customers are satisfied and coming back year after year. Independent Agents know the difference between quality carriers and carriers that may not be there for you when you need them.
  • OUR PROMISE TO YOU
Our agency makes sure our customers receive the best possible price, with full attention to the amount and type of coverage they are provided. We refuse to allow our customers to be insured with a second-rate insurance company that may not always provide the best in claims or service, or may tend to offer future rate increases that are unreasonable.
We are dedicated to providing our customers with insurance to meet every need using only the best rated companies along with our years of experience. This combination works very well for our customers and we appreciate each one.
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